Delaware Automobile Insurance

In Delaware, all drivers are required to carry three types of auto insurance.

Bodily Injury Insurance (BIL)- split limit- $15,000/$30,000
Property Damage Insurance (PDI)- $10,000
Personal Injury Protection (PIP) - $15,000/$30,000

Delaware is a no-fault insurance state so whether you are responsible for the accident or not, your insurance company will pay for the medical expenses and loss of wages for you and your passengers. If you have minimum coverage. Also included in PIP coverage is up to $5,000 for funeral expenses.

The minimum amounts in these three categories are extremely low. It is recommended you purchase additional coverage to protect the assets of yourself and family.

The State of Delaware Division of Motor Vehicles and the Department of Insurance both encourage you to get comparison quotes when making a car insurance purchase.

For specific questions about Delaware Auto Insurance you will find these addresses helpful.

State of Delaware
Insurance Commissioner & Department of Insurance
841 Silver Lake Blvd.
Dover, DE 19904
(302) 674-7300

Delaware Division of Motor Vehicles
303 Transportation Circle
P.O. Box 698
Dover, Delaware 19903
Phone: (302) 744-2500

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