Minnesota Auto Insurance
Minnesota requires
all licensed vehicles to have auto insurance.
The types and amounts of car insurance
required in Minnesota are as follows:
Personal Injury Protection (PIP)
-split limit - 20000 for medical expenses / 20000 for lost wages/replacement
services 40000 total limit
Bodily Injury Insurance (BIL) - split limit - 30000 per person / 60000
per accident
Physical Damage Insurance (PDI) - 10000
Uninsured Motorist Insurance (UMI) - split limit - 25000 per person /
50000 per accident
If you have borrowed money to buy
your car you will be required you to carry comprehensive and collision coverage.
If you do not buy this coverage on your own, the lender may buy it and charge
you for the premium. This is called “forced insurance;” it is
extremely expensive and legal.
| The State of Minnesota Department
of Driver and Vehicle Services and the Department of Commerce Insurance
Gateway both encourage you to
get comparison quotes when making a car insurance purchase.
For specific questions about Minnesota Auto Insurance you will find these
addresses helpful. |
State
of Minnesota
Department of Commerce
Insurance Gateway
85 7th Place East, Suite 500
St. Paul, MN 55101
|
Minnesota Department of Public Safety
Department Driver and Vehicle Services
Central Office, Town Square Building
444 Cedar Street
Saint Paul, Minnesota 55101
(651) 201-7000 |
|
Looking for a free quote on
Minnesota Car Insurance ?
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