Ohio Auto Insurance

In Ohio, it is illegal to drive any motor vehicle without proof of financial responsibility.

To comply with the State of Ohio financial responsibility requirements, Individuals must maintain any one of the following:

• A $30,000 bond issued by an authorized surety or insurance company operating in the Sate of Ohio;

• A certificate of proof of financial responsibility signed by an insurance agent on a form prescribed by the State of Ohio Bureau of Motor Vehicles (BMV);

• A certificate issued by the BMV, after proper application and approval, indicating that money or government bonds in the amount of $30,000 is on deposit with the State of Ohio Treasurer;

• A certificate of bond issued by the BMV, after proper application and approval, in the amount of $30,000 signed by two (2) individuals who own real estate having equity of at least $60,000;

• A motorist liability insurance policy with the minimum limits of;
  Bodily Injury Insurance - split limit - 12500 per injured person  limit / 25000 per accident limit
  Property Damage Insurance - 7500 per accident

Ohio Bureau of M

The State of Ohio wishes to remind you that the above car insurance limits are bare minimums and urges you to review carefully your auto insurance needs with an auto insurance professional and seriously consider increased limits.

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