Illinois Auto Insurance

Illinois has a mandatory automobile insurance law.

You are in compliance with the mandatory insurance law if you have vehicle liability insurance in the following minimum amounts:

Bodily Injury Insurance - split limit - 20000 per injured person  limit / 40000 per accident limit
Property Damage Insurance - 15000 per accident

You must always carry your insurance card in your vehicle and show it upon request by any law enforcement officer. 
If you have additional questions about Illinois' Mandatory Insurance Law, you may contact our Mandatory Insurance Division.

The State of Illinois Vehicle Services Department and the Department of Insurance both encourage you to get comparison quotes when making a car insurance purchase.

For specific questions about Illinois Auto Insurance you will find these addresses helpful.

State of Illinois
Department of Insurance
Consumer Services Division
320 W. Washington Street, 4th Floor
Springfield, IL 62767
(217) 782-4515.
Vehicle Services Department
Michael J. Howlett Bldg.
501 S. 2nd St., Room 312
Springfield, IL 62756
Toll Free:1-800-252-8980
217-785-3000

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