Louisiana Auto Insurance

The State of Louisiana has mandatory car insurance.

Bodily Injury Insurance (BIL)- split limit - 10000 per injured person limit / 20000 per accident limit
Property Damage Insurance (PDI)- 10000 per accident

These limits are dangerously low. Louisiana's auto insurance laws are tort based which means that you could personally be held liable and financially responsible for any damages that exceed the limits of your auto insurance policy. You are strongly urged to carry optional higher limits on your motor vehicle insurance policy.

The State of Louisiana Office of Motor Vehicles and the Department of Insurance both encourage you to get comparison quotes when making a car insurance purchase.

For specific questions about Louisiana Auto Insurance you will find these addresses helpful.

State of Louisiana
Department of Insurance
Post Office Box 94214
Baton Rouge, LA 70804
1-800-259-5300

Office of Motor Vehicles
7979 Independence Blvd.
Baton Rouge, LA 70806
1-877-DMV-LINE

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