North Dakota auto insurance 

Auto Insurance is mandated in the State of North Dakota.



The auto insurance coverage and minimum limits mandated by North Dakota law are:

  • Bodily Injury Liability: $25,000 per person /$50,000 per accident 
  • Property Damage Liability: $25,000 per accident. 
  • Uninsured Motorist Coverage: $25,000 per person/ $50,000 per accident. 
  • Underinsured Motorist Coverage: Underinsured motorist coverage must be equal to the uninsured motorist coverage. 
  • Basic No-Fault: $30,000 per person. Basic no-fault provides you coverage for economic loss (such as medical expenses and work loss) as a result of an accidental injury in your auto- without regard to fault. No-fault is also known as Personal Injury Protection or PIP.

 

The State of North Dakota Department of Transportation and Insurance Department both encourage you to get comparison quotes when making a car insurance purchase.

For specific questions about North Dakota Auto Insurance you will find these addresses helpful.
State of North Dakota
Insurance department
State Capitol, Fifth Floor
600 East Boulevard Avenue
Bismarck, ND 58505-0320
(701) 328-2440 
North Dakota Dept of Transportation
608 East Boulevard Avenue
Bismarck, ND  58505-0700
(701) 328-2500

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