Wisconsin Auto Insurance

Wisconsin has a financial responsibility law.

Wisconsin financial responsibility requirements may be satisfied through the purchase of car insurance from an insurance company authorized to sell insurance in the State of Wisconsin, a surety bond, or auto self-insurance.

If you decide to satisfy the requirements of the Wisconsin Financial Responsibility Law by buying auto insurance, your policy must have coverage limits no less than;
Bodily Injury Insurance - split limit - 25000 per injured person limit / 50000 per accident limit
Property Damage Insurance - 10000 per accident
Uninsured motorist coverage- split limit - 25000 per injured person limit / 50000 per accident limit

If you have borrowed money to purchase your care you may be required by the lender to purchase collision and comprehensive auto insurance as well.

When selecting your limits the State of Wisconsin urges you to consider higher liability limits if appropriate for your circumstances as if you are found at fault in an automobile accident and damages exceed tou auto insurance limits you could lose asstes as well as future earnings.

The State of Wisconsin Motor Vehicle Division and the Office of the Commissioner of Insurance both encourage you to get comparison quotes when making a car insurance purchase.

For specific questions about Wisconsin Auto Insurance you will find these addresses helpful.

State of Wisconsin
Office of the Commissioner of Insurance
P.O. Box 7873
Madison, WI 53707-7873

State of Wisconsin
Department of Transportation, Motor Vehicle Division
Hill Farms State Office Building
Madison, Wisconsin 53705

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